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Field Photo Checklist for Faster Approvals

Field Photo Checklist for Faster Approvals

Insurance adjusters approve what they can clearly see and justify

Insurance adjusters approve what they can clearly see and justify |

🏠 Before Work Starts:

  • Exterior overview of property

  • Affected rooms from multiple angles

  • Clear damage (wet materials, staining, mold, fire/smoke, etc.)

  • Moisture meter readings (visible display + surface shown)

  • Cause of loss evidence (leak, burst pipe, fire source, etc.)

🛠️ During Work:

  • Equipment in place (label visible: brand/model)

  • Demo in progress (wall, floor, cabinets, etc.)

  • Containment setup (plastic walls, negative air, etc.)

  • PPE usage and safety setup

  • Materials being removed (debris photos)

âś… After Work:

  • Dry log photo (with readings + location labels)

  • Restored area clean and cleared

  • Final equipment removed

  • Certificate of Completion signed (if applicable)

  • Additional damage found? Document separately.

Tip

Take at least 30–50 photos per job. The more, the better.

Your Jobs Deserve to Get Paid

Smart Claims™ is the #1 outsourced back office for restoration contractors.

We’ve grown through referrals because we deliver real results: faster payments, airtight files, and less stress for contractors who restore homes, businesses, and lives after property damage.

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