Average claim paid in 42 days (vs. 120+ industry average)
At Smart Claims™, we’re more than a billing company — we’re your outsourced back office. Our team of estimators, collections specialists, corporate reps, accountants and consultants fight for your invoices, track every dollar, and give you the cash flow clarity you need to grow.
Average claim paid in 42 days (vs. 120+ industry average)
A full back office team without salaries or management headaches
20,000+ claims processed, $35M+ recovered, 2000+ hours in litigation support
Focus on jobs, customers, and your family while we handle the rest
Smart Claims™ was born in the real, messy world of restoration — where jobs move fast, but payments come painfully slow.
Our founder, Genesis, managed thousands of claims inside a growing restoration company and kept asking the same question restoration contractors ask every day: “Why does getting paid take this long?”
The answer wasn’t just insurance delays. It was what was missing from the start.
Technicians were juggling a hundred roles — drying, documenting, reassuring, repairing — and in the rush, the small details that drive payment were often lost. Genesis sharpened her eye, studied every breakdown in the process, and built Smart Claims™:
Today, Smart Claims™ has:
The benefit for you: faster payments, less admin, and more time to focus on your field work, your customers, and your family.
We bring unmatched authority to every claim, so insurance carriers take your work seriously.
The benefit for you: confidence that your claims are handled by experts who know how to defend your invoices, justify your work, and get you paid.
We organize, document, and submit your claims without delay.
We follow up relentlessly, cutting through insurance stall tactics.
We get contractors paid in nearly half the industry average time.
The benefit for you: money in your hands faster, less waiting, less stress, and more cash flow to grow your business.
Smart Claims™ isn’t just behind a desk — we’re active, engaged, and trusted by restoration contractors nationwide.
The benefit for you: peace of mind knowing you’re working with a proven, active, and visible partner.
Smart Claims™ is powered by specialists who love the back office — so you don’t have to.
The benefit for you: an entire back office team working on your behalf — without the overhead of salaries, management, or training.
Stop chasing insurance adjusters. Start collecting faster with the #1 outsourced back office restoration contractors trust nationwide.
Is Your Claim File Payment-Ready or Problem-Prone?
Smart Claims™ — The #1 restoration billing company trusted by restoration contractors to deliver fast, accurate, and stress-free claim handling.
With Smart Claims™, every estimate is backed, every claim defended, every dollar chased until it’s in your hands.